September 2017
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Drywall Cut

Damage caused by sewer back-up. What should I expect in compensation?

The city utilities emptied a water tower into the sanitary sewer, causing a back-up and damage to as many as 30 properties. I had water/sewage in my basement. I tore out the carpet, I want the drywall cut off and redone, and I had a lot of personal property down there that was ruioned as well (such as a saxophone and electric keyboard). I met with the utilities' insurance adjuster and he said they would redo the basement (cut the drywall, paint, new basebaords, and carpet), but for the personal property I would only get depreciated value. Is this right? Under Minnesota law, can they really only give me depreciated value for my property that the destroyed through their negligence?

the depreciated value is the actual value of the items you lost so yes it is completely legal as they are fully compensating you for the current market value of your belongings. You can check with your insurance company to see if there is any supplemental damage insurance that can be claimed, however filing a claim may effect your premiums.

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Imperial Blades 3 4 Wood Drywall Plastic Cutting Oscillating Saw Blade 16 TPI
Imperial Blades 3 4 Wood Drywall Plastic Cutting Oscillating Saw Blade 16 TPI
$11.69
10 Imperial Blades Variety Universal Metal Wood Drywall PVC Cutting Saw Blades
10 Imperial Blades Variety Universal Metal Wood Drywall PVC Cutting Saw Blades
$89.99
Imperial Blades 3 8 Fine Tooth Wood Drywall Plastic Precision Cutting Saw Blade
Imperial Blades 3 8 Fine Tooth Wood Drywall Plastic Precision Cutting Saw Blade
$11.69
10 USA Imperial Blades Wood Drywall Plastic Cutting Oscillating Saw Blades MM110
10 USA Imperial Blades Wood Drywall Plastic Cutting Oscillating Saw Blades MM110
$80.99
3 Imperial Blades 3 8 Wood Drywall Plastic Precision Cutting Saw Blades 16 TPI
3 Imperial Blades 3 8 Wood Drywall Plastic Precision Cutting Saw Blades 16 TPI
$26.99
Imperial Blades 2 1 2 Coarse Tooth Wood Drywall PVC Cutting Saw Blade HCS 12TPI
Imperial Blades 2 1 2 Coarse Tooth Wood Drywall PVC Cutting Saw Blade HCS 12TPI
$12.99
New Makita 18V XOC01 Cordless Battery Drywall Rotary Cut Out Tool LXT 18 Volt 4
New Makita 18V XOC01 Cordless Battery Drywall Rotary Cut Out Tool LXT 18 Volt 4
$9.99
New Makita 18V XOC01 Cordless Battery Drywall Rotary Cut Out Tool LXT 18 Volt 2
New Makita 18V XOC01 Cordless Battery Drywall Rotary Cut Out Tool LXT 18 Volt 2
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Drywall Saw Pro Rocker Sharp Carbon Steel Blade Plunge Cuts Block Wrist Strap
Drywall Saw Pro Rocker Sharp Carbon Steel Blade Plunge Cuts Block Wrist Strap
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Drywall 2 Putty Cutting Cutter w Black Plastic Handle
Drywall 2 Putty Cutting Cutter w Black Plastic Handle
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Makita Drywall Cut Out Rotary NEW Cordless 18V LXT Li Ion Tool Only XOC01Z New
Makita Drywall Cut Out Rotary NEW Cordless 18V LXT Li Ion Tool Only XOC01Z New
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WALLBOARD TOOL Drywall Circle Hole Cutter USA Cut Out Tool 08 001
WALLBOARD TOOL Drywall Circle Hole Cutter USA Cut Out Tool 08 001
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Drywall Cut Out DRYWALL CUT OUT SAW
Drywall Cut Out DRYWALL CUT OUT SAW
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7 Imperial Blades 3 8 Wood Drywall Plastic Precision Cutting Saw Blades
7 Imperial Blades 3 8 Wood Drywall Plastic Precision Cutting Saw Blades
$29.99
Homax Taping Tools Drywall Taping Tool Time Half Tape Mud Control Knob Cuts Feet
Homax Taping Tools Drywall Taping Tool Time Half Tape Mud Control Knob Cuts Feet
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Circle Cutter Cut Cutting Round Holes Drywall Circular Openings Circles Arc New
Circle Cutter Cut Cutting Round Holes Drywall Circular Openings Circles Arc New
$17.92
Drywall Electrical Box Locating Tool Kit Receptacle Cutouts Cut Outlet Hole New
Drywall Electrical Box Locating Tool Kit Receptacle Cutouts Cut Outlet Hole New
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6pk Folding Rasp Jab Saw cut drywall and plane edges DeWalt DWHT20123 New
6pk Folding Rasp Jab Saw cut drywall and plane edges DeWalt DWHT20123 New
$89.00
DeWalt 2pk Folding Rasp Jab Saw cut drywall and plane edges DWHT20123 New
DeWalt 2pk Folding Rasp Jab Saw cut drywall and plane edges DWHT20123 New
$34.95
DeWalt Folding Rasp Jab Saw cut drywall and plane edges DWHT20123 New
DeWalt Folding Rasp Jab Saw cut drywall and plane edges DWHT20123 New
$18.75
MARSHALLTOWN 29 DRYWALL CIRCLE CUTTERS CUT UP TO 16 MADE IN USA OLD STOCK
MARSHALLTOWN 29 DRYWALL CIRCLE CUTTERS CUT UP TO 16 MADE IN USA OLD STOCK
$24.95
Drywall Electrical Box Locating Tool Kit Receptacle Cutouts Cut Outlet Hole New
Drywall Electrical Box Locating Tool Kit Receptacle Cutouts Cut Outlet Hole New
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6 Marshalltown Utility Hand Saw Cuts Drywall Plaster Wood Trim Vinyl Masonite
6 Marshalltown Utility Hand Saw Cuts Drywall Plaster Wood Trim Vinyl Masonite
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Drywall Fixed Utility Knife Contractor Cutting Blade Ergonomic Silver Handle New
Drywall Fixed Utility Knife Contractor Cutting Blade Ergonomic Silver Handle New
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Drywall Electrical Box Hole Locator Magnetic Tool Panel Plywood Cutting Guide
Drywall Electrical Box Hole Locator Magnetic Tool Panel Plywood Cutting Guide
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Drywall Rasp Edge Trimmer 7in Shaping Cutting Finishing Contractor Tool Handle
Drywall Rasp Edge Trimmer 7in Shaping Cutting Finishing Contractor Tool Handle
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WALLBOARD TOOL Drywall Circle Hole Cutter USA Cut Out Tool 08 001 AC31 New
WALLBOARD TOOL Drywall Circle Hole Cutter USA Cut Out Tool 08 001 AC31 New
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11 Piece Hole Saw Kit Power Drill Cut Wood Drywall New Work Blade Sizes Case DIY
11 Piece Hole Saw Kit Power Drill Cut Wood Drywall New Work Blade Sizes Case DIY
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Wal Board Tools SH 15 Drywall Saw Hand Tool Cutting Wallboard Gypsum Lath
Wal Board Tools SH 15 Drywall Saw Hand Tool Cutting Wallboard Gypsum Lath
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Bead Bully 45 degree drywall bead cutting tool
Bead Bully 45 degree drywall bead cutting tool
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FINISH PRO 15 DRYWALL PANEL SAW DUAL GROUND TOOTH CUTS FASTER
FINISH PRO 15 DRYWALL PANEL SAW DUAL GROUND TOOTH CUTS FASTER
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Cut Drywall Fast Does what 10000 tools do for 350 Cuts verticle + Horizontal
Cut Drywall Fast Does what 10000 tools do for 350 Cuts verticle + Horizontal
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DEWALT DT2960 HSS ALLIGATOR SAW BLADES FINE CUT FOR DRYWALL BOARD DW390 DW391
DEWALT DT2960 HSS ALLIGATOR SAW BLADES FINE CUT FOR DRYWALL BOARD DW390 DW391
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Calculated Industries 8120 Plug Mark Drywall Electrical Box Cut Free Shipping
Calculated Industries 8120 Plug Mark Drywall Electrical Box Cut Free Shipping
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Milwaukee 1 2866 20 M18 FUEL Drywall Screw Gun + 1 2627 20 Cut Out Tool
Milwaukee 1 2866 20 M18 FUEL Drywall Screw Gun + 1 2627 20 Cut Out Tool
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Wal Board Tools 8 inch Drywall Taper Tape Taping Cutter Cutting Blade Tool New
Wal Board Tools 8 inch Drywall Taper Tape Taping Cutter Cutting Blade Tool New
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Wal Board Tools 15 in Drywall Saw Cutting Hand Tool Cut NEw
Wal Board Tools 15 in Drywall Saw Cutting Hand Tool Cut NEw
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Stanley Tools Drywall Stripper with Twin Cutting Blades  116069
Stanley Tools Drywall Stripper with Twin Cutting Blades 116069
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Adjustable Hole Cutter Cutting Drywall Ceiling Tile Wallboard Precision Cuts New
Adjustable Hole Cutter Cutting Drywall Ceiling Tile Wallboard Precision Cuts New
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3 NEW DREMEL MULTI MAX MM450 3 WOOD  DRYWALL CUTTING SAW BLADE FITS
3 NEW DREMEL MULTI MAX MM450 3 WOOD DRYWALL CUTTING SAW BLADE FITS
$12.69


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